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Community Forums › Just For Fun › Jokes & Riddles-Clean Jokes Only › What price 'recession'?

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What price 'recession'?
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Carole
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Joined: Jul 10, 2007
Posts: 1662
Location: Valtellina - Near Lake Como

PostPosted: Thu Feb 12, 2009 1:21 pm    Post subject: What price 'recession'? Reply with quote

The old native American wanted a loan for $500. The banker pulled out the loan application, "What are you going to do with the money?"
"Take jewellery to city and sell it," was the response.
"What have you got for collateral?"
"Don't know collateral."
"Well that's something of value that would cover the cost of the loan.Have you got any vehicles?"
"Yes, 1949 Chevy pickup."
The banker shook his head, "How about livestock?"
"Yes, I have a horse."
"How old is it?"
"Don't know, has no teeth."

Finally the banker decided to make the $500 loan.
Several weeks later the old man was back in the bank. He pulled out a roll of bills, "Here to pay." he said. He then handed the banker the money to pay his loan off.

"What are you going to do with the rest of that money?"
"Put in tepee."
"Why don't you deposit it in my bank," he asked.
"Don't know deposit."
"You put the money in our bank and we take care of it for you. When you want to use it you can withdraw it."

The old Indian leaned across the desk,

"What you got for collateral?"



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lilbees
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Joined: Nov 21, 2007
Posts: 754
Location: Georgia, USA

PostPosted: Fri Feb 13, 2009 9:26 am    Post subject: Re: What price 'recession'? Reply with quote

Nowadays, how appropriate. A family member was worrying about depositing a good sum of money and decided not to for fear of a bank failure.

Back to the old days.......................

lilbees

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JamesBianco
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Joined: Jul 10, 2007
Posts: 645
Location: Westfield, MA.

PostPosted: Fri Feb 13, 2009 9:49 am    Post subject: Re: What price 'recession'? Reply with quote

lilbees wrote:
Nowadays, how appropriate. A family member was worrying about depositing a good sum of money and decided not to for fear of a bank failure.

Back to the old days.......................

lilbees

Actually FDIC insures deposits up to $250,000 (at the moment). That family member's money would have been quite safe. It is also easier to spread it over more than one bank OR add an additional name to the account and you get a new 250K insurance cap on that account. I have nearly everything in one bank and am completely secure.

Very Happy

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