I wrote a post this morning and then my internet go knocked out so I lost it all.
For help with understanding html
www.w3schools.com/default.asp
For template designs there are so many sites available...just google it. Here is one site.
www.zeroweb.org/vd/3198
Just pick a template you like and don't worry about the color...that can be changed. This is the one I started with..
www.oswd.org/design/preview/id/2696
and this is the ine we used for Vincenza's page and Mike's page..same layout, different colors and backgrounds..
www.gentedimareitalian.../home.html
www.gentedimareitalian...amily.html
another version of the same..
www.zeroweb.org/vd/3198
Hope this helps to start.